Documentation needed with application

The following documentation is required when applying for a home loan.
  • Bond Application forms
  • Copies of Id Document (ID book will have to be presented)
  • Proof of income
  • Bank statements for 3-6 months
  • Offer to Purchase
  • Other appropriate documents (e.g. Marriage Certificate)
  • Current financial statements if you operate a business (the bank might also call for the preceeding 2 years finance)

Make sure the Offer to purchase has the following information:

  • A description of the property e.g. the stand number, size and address
  • The price you are buying the house for
  • The date you are allowed to move into the house
  • What fittings and fixtures are sold with the house